Victoria · FY 2026-27
Stamp duty on $750,000 in VIC
In Victoria, a $750,000 owner-occupied purchase carries duty of $40,070 for FY 2026-27, which is 5.34% of the price itself. Every duty figure below comes from the official schedule; the LMI column further down is indicative.
FY 2026-27 rates · verified against the official sources.
The tally at $750,000
Duty only — the VIC calculator covers concessions and eligibility.
Right on a boundary
The FHB taper’s upper limit: from $750,000 first home buyers pay full owner-occupier duty.
Every buyer type at $750,000
| Buyer | Duty | Notes |
|---|---|---|
| Owner-occupier | $40,070 | — |
| Investor | $40,070 | — |
| First home buyer | $40,070 | New or established; duty-free to $600,000, sliding concession to $750,000. |
| Foreign buyer (incl. 8% surcharge) | $100,070 | On top of investor-rate duty. |
Mid-market Victoria is where the three schedules cross over: the owner-occupier concession has run out (it stops at $550,000), the first-home taper is giving back less on its way to nothing at $750,000, and investors have been on full general rates all along. From here up, living in the property no longer changes the duty.
The same $750,000 in every other state
VIC ranks #8 of 8 for owner-occupier duty at this price. The cheapest jurisdiction at $750,000 is ACT ($19,208) and the dearest is VIC ($40,070):
| Jurisdiction | Owner-occupier duty |
|---|---|
| ACT | $19,208 |
| QLD | $19,600 |
| NSW | $27,937 |
| TAS | $28,935 |
| WA | $29,741 |
| SA | $35,080 |
| NT | $37,125 |
| VIC ← this page | $40,070 |
Standard owner-occupier treatment in each jurisdiction (QLD home concession, VIC owner-occupier rates to $550,000, ACT eligible owner-occupier; general rates elsewhere) — first-home relief excluded here.
The full upfront stack at $750,000
Add the other day-one cost to the duty: below 20% deposit, lenders mortgage insurance applies, computed here from the same published bands as our LMI calculator:
| Deposit | LMI (incl. its duty) | Duty + LMI |
|---|---|---|
| 20% deposit $150,000 | $0 | $40,070 |
| 15% deposit $112,500 | $9,348 | $49,418 (85% LVR) |
| 10% deposit $75,000 | $17,575 | $57,645 (90% LVR) |
Duty shown is the owner-occupier bill; LMI premiums vary between insurers, so read that column as a guide. Registration adds $1,860 (transfer) plus $129.20 (mortgage) in Land Use Victoria fees — the state calculator itemises them live.
How duty moves around $750,000
Duty at every rung of the VIC ladder this page belongs to — each price has its own page:
| Price | Owner-occupier duty |
|---|---|
| $600,000 | $31,070 |
| $700,000 | $37,070 |
| $750,000 ← this page | $40,070 |
| $1,000,000 | $55,000 |
Compared with $700,000 a step down the ladder, this price carries $3,000 more duty; going up to $800,000 would load on $3,000 on top. In-between prices scale smoothly (the percentages apply to every dollar), and a quick run through the calculator settles any figure the ladder skips.
Negotiating near $750,000? Run your exact figure — plus concessions, surcharges and government fees — through the VIC stamp duty calculator, or see how Victoria compares with every other jurisdiction on the by-state comparison. And if this is a purchase you're saving for, the duty above is on top of your deposit — LMI applies under a 20% deposit.
Frequently asked questions
How much is stamp duty on $750,000 in VIC?
What does a first home buyer pay on $750,000 in VIC?
Where does the $750,000 VIC figure come from?
Why does $750,000 sit on a boundary in VIC?
Keep tallying
Source
Figures computed from the schedule published by SRO Victoria for FY 2026-27, by the same tested engines as the calculator — last verified 2026-08-27. Eligibility rules decide which schedule applies; see the VIC calculator for full sources and conditions, and how to calculate stamp duty for the method itself. General information only — not financial, legal or tax advice.