Queensland · FY 2026-27
Stamp duty on $750,000 in QLD
In Queensland, a $750,000 owner-occupied purchase carries duty of $19,600 for FY 2026-27, which is 2.61% of the price itself. Every duty figure below comes from the official schedule; the LMI column further down is indicative.
FY 2026-27 rates · verified against the official sources.
The tally at $750,000
Duty only — the QLD calculator covers concessions and eligibility.
Right on a boundary
Mid-band for the QLD first home concession — relief steps down $1,735 for every $10,000 of price between $700,000 and $800,000.
Every buyer type at $750,000
| Buyer | Duty | Notes |
|---|---|---|
| Owner-occupier | $19,600 | — |
| Investor | $26,775 | — |
| First home buyer (established home) | $10,925 | Established homes: duty-free to $700,000, concession to $800,000. Brand-new homes: duty-free at any price. |
| Foreign buyer (incl. 8% surcharge) | $86,775 | On top of investor-rate duty. |
This is the band where Queensland’s first-home concession does its dramatic work: full relief to $700,000, then a step-down of $1,735 for every $10,000 of price until it vanishes at $800,000. The home concession’s 1%-on-the-first-$350,000 keeps helping an eligible owner-occupier — for contracts from 1 August 2026 that means an Australian citizen, a permanent resident or a specified resident — and a brand-new home stays duty-free at any price for first-timers.
The same $750,000 in every other state
QLD ranks #2 of 8 for owner-occupier duty at this price. The cheapest jurisdiction at $750,000 is ACT ($19,208) and the dearest is VIC ($40,070):
| Jurisdiction | Owner-occupier duty |
|---|---|
| ACT | $19,208 |
| QLD ← this page | $19,600 |
| NSW | $27,937 |
| TAS | $28,935 |
| WA | $29,741 |
| SA | $35,080 |
| NT | $37,125 |
| VIC | $40,070 |
Standard owner-occupier treatment in each jurisdiction (QLD home concession, VIC owner-occupier rates to $550,000, ACT eligible owner-occupier; general rates elsewhere) — first-home relief excluded here.
The full upfront stack at $750,000
Add the other day-one cost to the duty: below 20% deposit, lenders mortgage insurance applies, computed here from the same published bands as our LMI calculator:
| Deposit | LMI (incl. its duty) | Duty + LMI |
|---|---|---|
| 20% deposit $150,000 | $0 | $19,600 |
| 15% deposit $112,500 | $9,263 | $28,863 (85% LVR) |
| 10% deposit $75,000 | $17,415 | $37,015 (90% LVR) |
Duty shown is the owner-occupier bill; LMI premiums vary between insurers, so read that column as a guide. Registration adds $2,901.96 (transfer) plus $248.04 (mortgage) in Titles Queensland fees — the state calculator itemises them live.
How duty moves around $750,000
Duty at every rung of the QLD ladder this page belongs to — each price has its own page:
| Price | Owner-occupier duty |
|---|---|
| $700,000 | $17,350 |
| $750,000 ← this page | $19,600 |
| $800,000 | $21,850 |
Compared with $700,000 a step down the ladder, this price carries $2,250 more duty; going up to $800,000 would load on $2,250 on top. In-between prices scale smoothly (the brackets bite per $100), and a quick run through the calculator settles any figure the ladder skips.
Negotiating near $750,000? Run your exact figure — plus concessions, surcharges and government fees — through the QLD stamp duty calculator, or see how Queensland compares with every other jurisdiction on the by-state comparison. And if this is a purchase you're saving for, the duty above is on top of your deposit — LMI applies under a 20% deposit.
Frequently asked questions
How much is stamp duty on $750,000 in QLD?
What does a first home buyer pay on $750,000 in QLD?
Where does the $750,000 QLD figure come from?
Why does $750,000 sit on a boundary in QLD?
Keep tallying
Source
Figures computed from the schedule published by QRO for FY 2026-27, by the same tested engines as the calculator — last verified 2026-08-27. Eligibility rules decide which schedule applies; see the QLD calculator for full sources and conditions, and how to calculate stamp duty for the method itself. General information only — not financial, legal or tax advice.