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Queensland · FY 2026-27

Stamp duty on $750,000 in QLD

In Queensland, a $750,000 owner-occupied purchase carries duty of $19,600 for FY 2026-27, which is 2.61% of the price itself. Every figure below comes from the official schedule.

FY 2026-27 rates · verified

Rates verified against the official sources — how we check.

The tally at $750,000

Owner-occupier$19,600
Investor$26,775
First home buyer (established home)$10,925

Duty only — the QLD calculator covers concessions and eligibility.

Right on a boundary

Mid-band for the QLD first home concession — relief steps down $1,735 for every $10,000 of price between $700,000 and $800,000.

Every buyer type at $750,000

Stamp duty at $750,000 in Queensland by buyer type
BuyerDuty at $750,000Notes
Owner-occupier$19,600
Investor$26,775
First home buyer (established home)$10,925Established homes: duty-free to $700,000, concession to $800,000. Brand-new homes: duty-free at any price.
Foreign buyer (incl. 8% surcharge)$86,775On top of investor-rate duty.

This is the band where Queensland’s first-home concession does its dramatic work: full relief to $700,000, then a step-down of $1,735 for every $10,000 of price until it vanishes at $800,000. The home concession’s 1%-on-the-first-$350,000 keeps helping every owner-occupier regardless — and a brand-new home stays duty-free at any price for first-timers.

The same $750,000 in every other state

QLD ranks #2 of 8 for owner-occupier duty at this price. The cheapest jurisdiction at $750,000 is ACT ($19,208) and the dearest is VIC ($40,070):

Owner-occupier stamp duty at $750,000, every state and territory compared
JurisdictionOwner-occupier duty at $750,000
ACT$19,208
QLD ← this page$19,600
NSW$27,937
TAS$28,935
WA$29,741
SA$35,080
NT$37,125
VIC$40,070

Standard owner-occupier treatment in each jurisdiction (QLD home concession, VIC PPR, ACT eligible owner-occupier; general rates elsewhere) — first-home relief excluded here.

The full upfront stack at $750,000

Add the other day-one cost to the duty: below 20% deposit, lenders mortgage insurance applies, computed here from the same published bands as our LMI calculator:

Deposit, lenders mortgage insurance and total day-one cost at $750,000 in Queensland
PathDepositLMI (incl. its duty)Duty + LMI
20% deposit$150,000$0$19,600
15% deposit$112,500$9,263$28,863 (85% LVR)
10% deposit$75,000$17,415$37,015 (90% LVR)

Duty shown is the owner-occupier bill; LMI premiums vary between insurers, so read that column as a guide. Registration adds $2,901.96 (transfer) plus $248.04 (mortgage) in Titles Queensland fees — the state calculator itemises them live.

How duty moves around $750,000

Duty at every rung of the QLD ladder this page belongs to — each price has its own page:

How owner-occupier duty in Queensland changes at prices around $750,000
PriceOwner-occupier duty
$700,000$17,350
$750,000 ← this page$19,600
$800,000$21,850

Compared with $700,000 a step down the ladder, this price carries $2,250 more duty; going up to $800,000 would load on $2,250 on top. In-between prices scale smoothly (the brackets bite per $100), so a quick run through the calculator settles any figure the ladder skips.

Negotiating near $750,000? Run your exact figure — plus concessions, surcharges and government fees — through the QLD stamp duty calculator, or see how Queensland compares with every other jurisdiction on the by-state comparison. And if this is a purchase you're saving for, the duty above is on top of your deposit — LMI applies under a 20% deposit.

Frequently asked questions

How much is stamp duty on $750,000 in QLD?
$19,600 for an owner-occupier under the FY 2026-27 Queensland schedule — an effective 2.61% of the price. An investor pays $26,775. Registry fees add $3,150 on top at this price ($2,901.96 transfer registration + $248.04 mortgage registration, per Titles Queensland's FY 2026-27 schedule).
What does a first home buyer pay on $750,000 in QLD?
$10,925, against $19,600 for an owner-occupier — the concession is worth $8,675, or 44% of the standard bill. Add $3,150 of registry lodgement either way: that is charged by Titles Queensland, not the revenue office, so no duty concession touches it.
Where do these QLD figures come from?
Straight from the Queensland revenue office's published FY 2026-27 schedule, computed by the same engine that runs our QLD calculator and pinned by automated tests to the office's own worked examples — so if a rate changed, this page would fail its build rather than show a stale number. Your eligibility (residence, prior ownership, home type) picks the schedule.
Why does $750,000 sit on a boundary in QLD?
Because the schedule changes gear here rather than sloping smoothly. Paying $10,000 more for the same house costs an owner-occupier a further $450 in duty — an effective 4.5% on that slice alone, against 2.61% averaged across the whole $750,000. A first home buyer's step is $2,185, or 21.9%. That gap is why offers cluster just under a threshold, and why $760,000 can be a worse deal than it looks.

Keep tallying

Source

Figures computed from the schedule published by QRO for FY 2026-27, by the same tested engines as the calculator — last verified 2026-08-27. Eligibility rules decide which schedule applies; see the QLD calculator for full sources and conditions, and how to calculate stamp duty for the method itself. General information only — not financial, legal or tax advice.