Western Australia · FY 2026-27
Stamp duty on $600,000 in WA
An owner-occupier buying at $600,000 in Western Australia pays $22,515 in transfer duty this financial year — 3.75% of the price, while an eligible first home buyer pays nothing at all. Every figure below comes from the official schedule.
Rates verified against the official sources — how we check.
The tally at $600,000
Duty only — the WA calculator covers concessions and eligibility.
Right on a boundary
The WA first home owner rate’s duty-free cap sits exactly here — $0 at $600,000, with the concession tapering from the next dollar to $800,000.
Every buyer type at $600,000
| Buyer | Duty at $600,000 | Notes |
|---|---|---|
| Owner-occupier or investor | $22,515 | — |
| First home owner (home) | $0 | Duty-free to $600,000, concession phasing out at $800,000 (thresholds lifted 7 May 2026). |
| Foreign buyer (incl. 7% surcharge) | $64,515 | Surcharge on the full price, on top of duty. |
The middle of the WA market straddles the first home owner taper: relief runs out progressively between $600,000 and $800,000 (thresholds lifted in the May 2026 Budget), while every other buyer pays the one general schedule that WA applies to occupiers and investors alike.
The same $600,000 in every other state
WA ranks #5 of 8 for owner-occupier duty at this price. The cheapest jurisdiction at $600,000 is ACT ($12,728) and the dearest is VIC ($31,070):
| Jurisdiction | Owner-occupier duty at $600,000 |
|---|---|
| ACT | $12,728 |
| QLD | $12,850 |
| NSW | $21,187 |
| TAS | $22,498 |
| WA ← this page | $22,515 |
| SA | $26,830 |
| NT | $29,700 |
| VIC | $31,070 |
Standard owner-occupier treatment in each jurisdiction (QLD home concession, VIC PPR, ACT eligible owner-occupier; general rates elsewhere) — first-home relief excluded here.
The full upfront stack at $600,000
Duty is only one line of the day-one bill. With less than a 20% deposit, lenders mortgage insurance joins it — priced from published LVR bands by our LMI calculator:
| Path | Deposit | LMI (incl. its duty) | Duty + LMI |
|---|---|---|---|
| 20% deposit | $120,000 | $0 | $22,515 |
| 15% deposit | $90,000 | $6,536 | $29,051 (85% LVR) |
| 10% deposit | $60,000 | $12,949 | $35,464 (90% LVR) |
Owner-occupier duty used; LMI varies by lender and insurer, so treat it as indicative. Landgate's registration fees add $560.20 at this price ($335.10 transfer + $225.10 mortgage) — the state calculator itemises them live.
How duty moves around $600,000
Owner-occupier duty at each step of the WA price ladder — click any price for its full breakdown:
| Price | Owner-occupier duty |
|---|---|
| $600,000 ← this page | $22,515 |
| $800,000 | $32,316 |
Stepping up from $550,000 added $2,375 of duty on the way to this price; stretching to $650,000 would add $2,375 more. Duty moves in per-$100 steps, so between the rungs it climbs almost linearly — the exact figure for any price in between is one visit to the calculator away.
Negotiating near $600,000? Run your exact figure — plus concessions, surcharges and government fees — through the WA stamp duty calculator, or see how Western Australia compares with every other jurisdiction on the by-state comparison. And if this is a purchase you're saving for, the duty above is on top of your deposit — LMI applies under a 20% deposit.
Frequently asked questions
How much is stamp duty on $600,000 in WA?
What does a first home buyer pay on $600,000 in WA?
Is this the exact WA figure or an estimate?
Why does $600,000 sit on a boundary in WA?
Keep tallying
Source
Figures computed from the schedule published by WA Department of Finance for FY 2026-27, by the same tested engines as the calculator — last verified 2026-08-27. Eligibility rules decide which schedule applies; see the WA calculator for full sources and conditions, and how to calculate stamp duty for the method itself. General information only — not financial, legal or tax advice.